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Swiss pension

Pillar 3a Tax Savings Calculator

Pillar 3a Tax Savings Calculator for quick estimates and clearer decisions in Switzerland.

Risparmio fiscale annuo

CHF 1552.32

Versamenti totali

CHF 70560.00

Risparmio fiscale totale

CHF 15523.20

Comparison and advice

Need to put the numbers for your case into context?

Use the page for a first estimate, then send a concrete request if you want a clean comparison or a focused consultation.

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We will send your calculation summary, a practical checklist for reviewing pillar 3a options, and useful reminders for Swiss tax deadlines.

Pillar 3a Tax Savings Calculator: practical guide

Pillar 3a Tax Savings Calculator helps you check important numbers quickly without rebuilding formulas manually. It is built for common decisions in Switzerland: salary, housing, budget, insurance, taxes or freelance work.

The result is a practical estimate. For official decisions, verify the numbers with cantonal sources, contracts, insurance documents or a qualified professional.

Use the related calculators to connect several parts of the same decision and build a clearer view of your monthly budget.

Formula

Risparmio fiscale annuo = versamento 3a x aliquota marginale stimata. Il risparmio totale moltiplica la stima annua per gli anni inseriti.

Practical example

Esempio: con CHF 7'056 versati nel pilastro 3a e aliquota marginale del 22%, il risparmio fiscale stimato e circa CHF 1'552.32 per un anno.

Usage note

Results are indicative calculations based on your inputs. They do not replace a binding payslip, legal advice or an official answer.

Related guides

Guida terzo pilastroCome leggere risparmio fiscale, limite annuo e pianificazione prima del versamento.

FAQ

What is Pillar 3a Tax Savings Calculator for?

It gives a quick estimate based on the values you enter.

Is the result official?

No. It is a practical estimate and does not replace official sources.

Is the calculator free?

Yes, it is free and works online.

Sources and update

Last updated: 12 luglio 2026

BSV: pilastro 3ach.ch: previdenza privata